Incorporating a New Form of Payment into the BSC Community
Why was Rowdy Cash started?
Dr. David Eberhardt, VP of Student Development, explains, “There’s been a concern for a while that the college, by allowing a student to swipe their card to buy a t-shirt, was being a credit card company. The transaction process gets to the bookstore; the bookstore then sends it over to student accounts; [then], it gets put on your student account," Eberhardt says. "There was this really delayed process of when you’re getting something and when you’re purchasing it.”
How does Rowdy Cash work?
“Panther bucks are a declining balance that you have already paid for, and the college has paid to Aramark, so it really isn’t your money anymore. It’s just a balance that the college is essentially holding in your name,” Eberhardt clarifies. “The difference, now, is that it goes immediately to a student account of yours: your Rowdy cash account.”
Before Rowdy Cash, organizations mainly charged purchases to student accounts. Now, organizations are incorporating Square to use credit cards and are adding Venmo as a form of payment. Although student organizations will benefit in the long run, student organization leaders like Pi Beta Phi chapter president Samantha Grindell recognizes that there will be some growing pains before those benefits are reached.
“The challenge with Rowdy Cash is that people just don't have it. We can't make money off of the items we're selling if people don't have money to pay for them," Grindell says. "Rowdy Cash would work extremely well if people had it, but a lot of people aren't willing to put $100 into an account [if] they don't know they will use [it].”
The lack of students using Rowdy Cash is affecting the fundraiser and merchandise sales of practically all student organizations, including Relay for Life, the Harrison Honors Program, and the Art Students League. Dala Eloubeidi, President of Alpha Epsilon Delta, has seen Rowdy Cash affect what used to be her organization's staple fundraiser.
“AED usually raises close to $200 for our lemonade stand, but, this semester, we raised $25,” Eloubeidi says. “AED has decided to cancel the on-campus bake sale for Spirit of Luke. Instead, we have decided to raise money by hosting a percentage night at a local restaurant.”
What else should you know?
You can easily go onto the BSC website and use your credit card or debit card to add $50 or $100 to your Rowdy Cash account. Rowdy Cash rolls over until you graduate BSC, at which time it is refundable.
“People are just resistant to change, and the fact that the system wasn't easy to understand at first made it harder," Grindell says. "Once it becomes the norm, people won't even think about Rowdy Cash anymore because it'll be so ingrained in their BSC lives."
Feature photo via Micayla Edler.
is a Junior Biology major and Harrison Honors Scholar